Unless you are going for the ultimate and most expensive smart home setup, you don't need to spend all your monthly income on buying lots of components, sensors, smart bulbs, security cameras, etc., since for most users, it would be overkill anyway.
According to a 2017 survey done by the National Association of Realtors, 51% of buyers found the home they purchased through the internet; that number has probably grown in the past few years.